After a choppy summer, mortgage rates have eased slightly — enough to bring more buyers back into the market.

Three moves for buyers

  • Get fully underwritten pre-approval so your offer looks as strong as cash.
  • Compare at least three lenders — small rate differences add up over 30 years.
  • Ask about rate buydowns, which sellers sometimes fund as a credit.

Sean works with trusted local lenders for conventional, jumbo, and foreign-national loans and can make introductions at any stage.